SIP Calculator
Calculate mutual fund SIP returns
How to Use SIP Calculator
- Enter monthly SIP investment amount
- Input expected annual return percentage
- Set investment tenure in years
- Click Calculate to see future value
Key Features
- Accurate Calculations - Uses compound interest formula for precise SIP return estimates
- Indian Currency - All amounts displayed in Indian Rupees (₹)
- Wealth Growth Breakdown - See total invested vs. estimated returns clearly
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a method of investing in mutual funds where you invest a fixed amount regularly (monthly) instead of a lump sum.
What is a good annual return rate?
Equity mutual funds historically average 12-15% annually in India. Debt funds average 7-9%. Always invest based on your risk profile.
How is the SIP return calculated?
The calculator uses the future value formula: FV = P × (((1 + r)^n - 1) / r) × (1 + r), where P is monthly amount, r is monthly return rate, and n is number of months.
Are these returns guaranteed?
No, these are estimates based on the return rate you input. Actual mutual fund returns vary based on market performance.